Our Insurance & Retirement Services

At Ace Insurance,

honesty isn’t just a value — it’s part of who we are.

We’ve always believed that trust is the foundation of every client relationship. For over 10 years, we’ve served each person with the same care and dedication we’d give to family — offering dependable insurance and retirement services with integrity.

Sng Young Kim, Founder

★★★★★

Our Insurance Services

We’re committed to providing honest, accurate, and friendly insurance guidance — always with your best interest in mind.

Life Insurance

Affordable life insurance plans to help protect your family’s future— no matter what lies ahead.

Health Insurance

Explore Medicare and Obamacare plans designed to fit your health needs and budget.

Group Health Insurance

(Company Health Insurance)

We offer group health insurance plans from Washington’s top providers, customized based on your company’s size, employee age, and health profile.

Contact us for a quote today!

Nursing, Pension, & Funeral Insurance

Plan ahead with coverage that supports you and your loved ones through every stage of life — from long-term care and retirement planning to funeral expenses.

We’re here to help you prepare with peace of mind.

We provide the best service!

Auto, Home, and Business Insurance

At Ace Insurance, we work hard to find the best coverage options to safeguard your valuable assets.

By comparing quotes from top insurance companies, we help you discover discounts and benefits that can lower your premiums without sacrificing protection

Want a free quote? Just fill out the quick estimate form below — we’ll take care of the rest.

At Ace Insurance, we’re more than a provider — we’re your partner in protection.

Whether it’s your car, home, business, or health, our independent agency offers clear, honest, and fast service to help you find the right coverage at the right price.

We work with leading insurance companies across the U.S. to compare plans and help you save — all with friendly, personalized support from start to finish.

Let’s build your insurance plan together!

Medicare

Re-Enrollment Period: October 15 – December 7 (Every Year)

Medicare is a federal health insurance program primarily for people aged 65 and older, as well as certain younger individuals with disabilities. To qualify, you generally must have lived in the U.S. for at least 5 years and paid Medicare taxes for a minimum of 10 years.

Medicare includes:

• Part A: Hospital coverage (usually automatic if you’re receiving Social Security)

• Part B: Doctor and outpatient services (must be actively enrolled)

• Part D: Prescription drug coverage (enroll within 3 months before or after your 65th birthday to avoid late penalties)

Missing the enrollment window for Part B or Part D may result in penalties. It’s important to sign up on time and choose the right coverage.

At Ace Insurance, we offer free and friendly guidance — from understanding your options to enrolling in Medicare — with no service fees.

Let our experienced agents help you navigate your Medicare journey with confidence.

ObamaCare: PPACA

Re-Enrollment Period: Nov 1st to Dec 15 Every Year

ObamaCare, which started in 2014, is either free or government subsidy based on the number of families and the family’s gross income.

Such PPACA (Patient Protection Affordable Care Act)

Federal Poverty Index: Up to 138% of the state plan Medicare Apple Health Plan is eligible.

From 138% or more to 400%, government subsidies are set.

Over 400%, 100% of the insurance premium must be paid by the person himself without government subsidies.

In addition, if you are eligible for membership and do not subscribe to regular medical insurance, you will be fined according to the number of family members.

Please consult with Ace Insurance to find an affordable and good health insurance.

Agents can provide several legitimate suggestions.

Life Insurance

Life is our most fundamental and precious value — and while it cannot be controlled, it can be protected. Life insurance is one of the most important ways to secure your family’s financial future and safeguard your assets.

So, why should you consider life insurance?

1. Cover funeral and final expenses

2. Provide financial support for your children

3. Replace lost income from a spouse

4. Pay off a mortgage or outstanding debts

5. Buy out a business partner’s shares

6. Cover estate taxes or transfer costs

Whether you’re planning ahead or preparing for the unexpected, Ace Insurance can help you find a plan that gives you and your loved ones peace of mind.

Ace Insurance is an independent agency and has direct contracts with many insurance companies.

Therefore, you can find a company with the same coverage and lower premiums through quotations with many insurance companies for the insurance you need.

In addition, we diligently research whether the insurance that our customers purchase has any problems to cope with the changing circumstances.

All agents provide accurate and prompt service to each customer’s needs.